radmoney | Money Management for Millennial Married Couples with Financial Coaches Rebecca & Dylan

39 | Our Least Favorite Budgeting Trends (PLUS 3 Trends We Love!)

The internet is full of fin-fluencers and finance gurus who love to tell you how you should manage your money. 
 
But if you’ve ever tried these budgeting trends and felt like they just didn’t deliver –  you're not alone. 
 
In this episode we talk about 4 budgeting trends we think you should skip entirely. We also explain why, if you’ve tried them, they didn’t work out. 
 
Plus we talk about 3 budgeting trends we love! These budgeting trends set you up for financial success and help you build the money habits you need to reach your goals! So tune in and make sure you incorporate all three in next month’s budget!
 
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38 | You Need a Will - Monday Micro-Money Tip

Monday Micro-Money Tip - where we give you one tip to improve how you manage your money in under 5-minutes, every Monday.
This week we're talking about something you probably don’t want to think about - - - Where your money and assets will go when you’re dead.
 
A Will and an Estate Plan tend to be the last part of a financial strategy that anyone wants to deal with. But it’s one of the most urgent and important steps to take.
Why is a Will Important and What Does a Will do?
What Happens If I Die Without a Will?
Do I Need a Will If I’m Single and Don’t Have Kids?
How Can I Easily Tell If I Need a Will?
When and How Often Do I Need to Update My Will?
 
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37 | Are you Guilty of Financial Infidelity? 4 Ways to Create a Marriage Free of Financial Infidelity

From second lives, to hiding the Amazon packages before your spouse comes home from work…Have you or your partner been Financially Unfaithful? 
 
When you think of Financial Infidelity you probably think of big, dramatic offenses like living second lives and gambling addictions. But there are other, more common ways you may be guilty of Financial Infidelity that causes tension and challenges your partner's faith in how you manage money. 
 
What steps can a couple take to avoid this in the future?
How can you create a marriage free of financial infidelity?
 
One of the most common reasons we hear for not combining finances with a partner is lack of trust and fear of being taken advantage of financially. We tackle this spicy topic and share our perspective as a married couple and as Financial Coaches for Married Couples!
TIMEMARKS:
 
What is Financial Infidelity? 4:04
Financial Infidelity and Relationship Culture 9:47
Is it Financial Infidelity if it Wasn't Malicious? 10:30
Common Ways Spouses Commit Financial Infidelity 11:32
Hiding Purchases 12:05
Stashing Money 12:50
Not Keeping Your Word 13:55
What’s the Difference Between a Secret and a Lie? 16:33
How to Create a Marriage Free of Financial Infidelity 23:04
 
RESOURCES:
SNL Skit
How to Start A Money Fight in Under A Minute
Keeper Password Management
Credit Reports (Please never pay for one)
Episode 18 | How to Talk About Money with Your Spouse (Without it Turning Into an Argument)
 
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💰 Take the FREE Course for Couples Building Wealth in 2024
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36 | Couples That Do This Have a Higher Net Worth - Monday Micro-Money Tip

Monday Micro-Money Tips - where we give you one tip to improve how you manage your money in under 5-minutes, every Monday.
This week we're talking about the benefits of having a joint bank account with your spouse.
 
Not only can it improve your satisfaction within your relationship, but provides transparency, builds trust, and even helps you build wealth together by increasing your Net Worth!
 
RESOURCES: 
Married Couples Who Merge Finances may be Happier.
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
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35 | How to Avoid the Next Money Fight

In this episode of radmoney, we are discussing how to avoid the next money fight. 
 
Whether you think you fight about money or not. We know that most couples experience some points of tension, or even just avoidance, when it comes to managing money as a couple. So today we talk about how to overcome that in your relationship so that you can be more effective with how you manage your money and of course, have a better relationship with your spouse. Because when you don't have those points of friction your relationship and your marriage will benefit!
 
TIMEMARKS:
 
Points of Tension about Money in a Relationship 5:26
Why do Couples Fight About Money? 7:05
How to Avoid Fighting About Money With Your Spouse 14:08
Tips to Avoid a Money Fight 17:24
Reacting vs. Responding to Your Spouse's Money Management Style 19:22
 
RESOURCES:
Book: Thriving in Love and Money - by Shaunti and Jeff Feldhahn
 
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💰 Take the FREE Course for Couples Building Wealth in 2024
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34 | Do This to Keep Your Independence when Budgeting as a Couple - Monday Micro-Money Tip

Monday Micro-Money Tip - where we give you one tip to improve how you manage your money in under 5-minutes, every Monday.
This week we're talking about how to find freedom in the budget when managing money as a couple. If you want to start budgeting together, but want to maintain your independence and spend money without having to check in all the time - this tip is for you!
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
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33 | Are We Headed for a Recession? 3 Ways to Recession Proof Your Finances!

CAUTION: This episode will light a fire in you that you didn't' know you had.
Whether we’re in (or headed for) a textbook recession or not - - we want you to control what you can control. There are 3 ways you can take intentional action with your money and recession proof your finances right now!
In this episode we break it down step-by-step exactly what you need can be doing with your money to set yourself up for success, even when times are tough.
And you’re going to want to listen through to the end…where we give you intense mindset coaching to help you get out of your own way, to work through the resistance and into a headspace that will help you weather any storm. You ready? Let’s go!
 
TIMEMARKS:
Are we Headed for a Recession? 1:36
Control what You Can Control 9:41
Do This to Feel Confident During a Recession 13:58
Two Reasons to Have Cash in a Recession 14:53
You're Playing the Wrong Game 19:00
How You Can Make a Recession Even Harder 22:24
 
RESOURCES
The Best Savings Account for Your Emergency Fund
Ep 1| Our Story: Choices that led us Here
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32 | This is The Best Investment During a Recession - Monday Micro-Money Tip

Monday Micro-Money Tip - where we give you one tip to improve how you manage your money in under 5-minutes, every Monday.
This week we're talking about the best investment during a recession, or if you’re concerned about a recession! When times are uncertain, the stock market is unpredictable and inflation continues - what is the best place to invest your hard earned money?
We share our two-cents for what we think you should invest in to improve your financial situation and overall life satisfaction!
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
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31 | 4 Signs There is No Financial Intimacy in Your Marriage

In this episode we're discussing the concept of financial intimacy in relationships and its importance. We define financial intimacy as the feeling of closeness, emotional connection, and support from your partner when it comes to managing money and finances. Highlighting four signs of a lack of financial intimacy: avoiding conversations about money, lack of trust, judging each other's financial decisions, and keeping everything separate. We also discuss the need for open communication, trust, understanding, and working together as a team to improve financial intimacy in a relationship.
HIGHLIGHTS
Financial intimacy is the feeling of closeness, emotional connection, and support from your partner when it comes to managing money and finances
Lack of communication around finances is a sign of a lack of financial intimacy
Lack of trust in your partner's financial decisions is a sign of a lack of financial intimacy
Judging or questioning your partner's financial decisions erodes financial intimacy
Keeping everything separate and making financial moves without involving your partner is a sign of a lack of financial intimacy
 
RESOURCES
Listen to this episode >> How to Talk About Money with Your Spouse (Without it Turning into an Argument)
 
TIMEMARKS:
 
What is Financial Intimacy 2:18
Men vs. Women and Financial Intimacy 5:24
4 Signs You Do Not Have Financial Intimacy in Your Marriage 10:36
 
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30 | Scheduling Money Dates with Your Spouse - Monday Micro-Money Tip

Monday Micro-Money Tip - where we give you one tip to improve how you manage your money in under 5-minutes, every Monday.
This week we're talking about Money Dates. Why you need to build the habit of talking about money regularly, what the benefits are to talking about money weekly, and most importantly tactical steps you can take to make sure they actually happen!
RELATED RESOURCES
 
EP 18 | How to Talk About Money with Your Spouse (without starting an argument)
EP 22 | Join Our Money Date
 
Prompt to invite your spouse to a Money Date:
 
“ Hey [name], I heard this podcast that I shared with you. I don't know if you've listened to it yet, but they were talking about scheduling money dates, and I think that'd be really great. Is there any time this week where we could sit down and compare our calendars and find a time every week where we could sit down and talk about money?”
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CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here