radmoney | Money Management for Millennial Married Couples with Financial Coaches Rebecca & Dylan

103 | Optimize Your Income with This One Budget Tip - Monday Micro Money Tip

Make the most of your money and optimize your income by using this slept on budget strategy!
 
Ready to master money management once and for all?
Get access to the exact tools our clients use to optimize their income and build wealth in the Cash Flow Freedom Framework
 
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102 | How to Organize Your Finances as a Couple

Finding time to manage money as a married couple is difficult. But there are ways to make it easier. One way to simplify how you manage your finances is reviewing the accounts you use and organizing your finances.
Too many people complicate their finances by having too many checking, savings and credit card accounts. That is why we developed The Streamline Shared Account System, our method for making managing money as a married couple as easy as possible! It’s the system we developed and personally use to manage our money. It's also the system we teach our clients that takes the stress out of managing money together.
In this episode we explain the SSAS and how it helps Married Couples improve how they manage their money. Making it easy for you to track expenses, collaborate and make financial decisions as a team.
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101 | This is Inflating Your Grocery Budget Up To 30%!

With the cost of food going up over the past few years, we’ve seen grocery bills skyrocket! According to the FDA, 30-40% of food in America is wasted. Another study estimates that the average family household throws away approximately $1,000 of food each year!
This week we’re sharing tips to help you save money at the grocery store and reduce your annual food cost by eliminating personal food waste.
 
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RESOURCES
14 Ways to Save Money on Groceries
 
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100 | Saving Money by Living an Environmentally Friendly Lifestyle - Earth Day Special Episode!

One myth about “going green” is that it’s more expensive, and while in some instances that is true – there are many ways you can go green and immediately start saving money! 
In this episode we're discussing some of our personal lifestyle choices and philosophies as consumers that help us lower our carbon footprint while saving money. We also talk about the positive impact that practicing good stewardship can have on your wallet and the environment.
Because believe it or not, personal finance and environmentalism communities share many parallel beliefs. Concepts such as money mindfulness, intentional living and informed financial decisions, align with minimalism, sustainability and living a more environmentally conscious life. 
 
RESOURCES
How to Save Money and the Environment [BLOG]
 
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99| This is The Worst Thing to Spend Your Money On - Monday Micro Money Tip

This common expense is one of the worst things to spend your money on! Which is why we're warning you about this wasteful expense.
Plus sharing a few easy swaps that will help you save small amounts of money that add up over time!
 
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98 | Financially Self-Sufficient - Tiny Living to Reach Financial Freedom Fast!

Have you ever thought about what it would be like to live in a Tiny Home? 
 
If you’re like us, you’ve definitely watched shows about tiny living, and considered if it was right for you. Especially in the past few years with the cost of living and the average price of a home having skyrocketed!
 
That’s why this week we welcomed guest Laura Lynch CFP® ABFP™ AAMS® CDFA® onto the show to discuss the concept of tiny living as a pathway to Financial Freedom. Join us as we hear about Laura's personal journey making the move to tiny living and her desire for a more resilient and sustainable future where she gets to pursue her interests, free from the limitations of a 30-year mortgage.
 
We also discuss the financial implications of downsizing, including the benefits of reduced housing costs, utilities, and accelerated debt freedom. Plus special considerations for financing tiny homes, and the broader implications for retirement planning and lifestyle choices. 
 
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💰 Become a Client Success Story >> Book a Free Consult! 

97 | How to Build Healthy Money Habits - Monday Micro Money Tip

Have you tried to start a new habit like budgeting, cutting up your credit cards and vowing only to eat at home...only to give up a week later and return to all of your old habits that you wanted to change?
If so, you're not alone!
There is a better way to go about sustainably changing your financial habits so that you can consistently get results! This weeks Monday Micro Money Tip we're sharing how to think about habit change for the biggest long term impact on your financial future.
 
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96 | This is Worth Over $100K - Are you Investing In It?

A recent study reported the value of a High School course on Personal Finance. Based on the research, a single-semester course is worth an estimated $100,000 over the course of a lifetime!
 
This demonstrates what we’ve always known to be true. That investing in your financial education is the best investment you can make. But that begs the question - are you investing in YOUR financial education?
 
Whether you received an education in personal finance or not, it’s on each of us to continue learning so that we can avoid costly mistakes and build wealth.
 
Since April is Financial Literacy month, we’re talking about the ROI (return on investment) of a financial education. Plus, what’s at risk if you fail to invest time and money learning how to manage your personal finances. 
 
RESOURCES
📚 Read These Personal Finance Books to Increase Your FI-Q
 
Check the Financial Literacy education requirements in your state in the 2024 Survey of the States from the Council of Economic Education
 
Learn more about Financial Literacy programs for schools K-12 in your state
Junior Achievement
Dave Ramsey Foundations
 
 
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95 | STOP Making This Huge Mistake Trying to Save Money - Monday Micro Money Tip

When most people try to save money they simply try to cut back on spending, hoping that they will have money left over at the end of the month to put in their savings. But this approach is completely backwards! 
There is a better, more effective way to save money that helps guarantee your success and ensure that you reach your savings goals. It's called paying yourself first and it's a fundamental budgeting habit of every successful couple.
Here how to pay yourself first and about the additional habits you'll need to execute this strategy in this weeks Monday Micro-money Tip!
 
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CONNECT WITH US!
💰 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth
💰 Learn About Our Program The Journey to Financial Freedom
💰 Become a Client Success Story >> Book a Free Consult! 

94| Debunking Common Budgeting Myths

There are a lot of myths about budgeting that need to be debunked. Because believing these myths can prevent you from taking action on something that will help you improve your finances!
 
We see these budgeting myths perpetuated in a lot of ways. From money conversations and spending pressures in your circles of friends. To advice from family members, and the media.
 
But these myths and limiting beliefs are exactly that - limiting. In this episode we’re debunking these budgeting myths once and for all.
 
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💰 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth
💰 Learn About Our Program The Journey to Financial Freedom
💰 Become a Client Success Story >> Book a Free Consult!