radmoney | Money Management for Millennial Married Couples with Financial Coaches Rebecca & Dylan

90 | Stop Having These 3 Common Money Arguments!

Having a different opinion than your spouse about financial issues is perfectly normal. But when talking about money turns into arguing about money, that can make building wealth impossible.
Even if you don't argue about money but you struggle to agree on a strategy and can't see a clear path forward - that is costing you big time!
The longer you go without a strategy, the more you miss out on intentional saving and investing. Which is why we want to help you stop arguing about money and learn to make better financial decisions together.
In this episode of the radmoney podcast we dig deep into:
Disagreeing about how money should be used.
Battling different money management styles
Struggling to agree on your top priority
How to work through these differences and what to focus on instead.
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💰 Take the FREE Course for Couples Building Wealth

89 | Should You Pay off Debt or Invest First? - Monday Micro Money Tip

"Should I invest or pay off debt first" is one of the top questions we hear from our clients and audience. It's no wonder when it can feel almost impossible to do both at the same time. So this week we're sharing our perspective on one of the top debated issues in personal finance! 
 
We'd love to hear your thoughts on the topic! Share what you think of this episode with a review on apple or Spotify.
 
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88 | 6 Strategies to Increase Your Cash Flow

This week we’re talking about our favorite topic - Cash Flow! 
 
We’re sharing 6 strategies to help you increase your Cash Flow. Breaking down 3 ways to decrease your expenses + 3 ways to increase your income. And since we’ve personally used all 6 of these strategies we know they work! So whether you choose to do some or all of them, you will get results. 
 
But despite all of these strategies being simple they’re not necessarily easy. So although anyone can employ these strategies, we know that not everyone is willing to do what it takes.
 
The question is, are you willing to put in the work to increase your Cash Flow and start building wealth?
 
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💰 Take the FREE Course for Couples Building Wealth

87 | Are You Missing Out on Easy Passive Income? - Monday Micro Money Tip

Earning interest from a High Yield Savings Account is the easiest way to start earning passive income. Yet only 82% of Americans are benefiting from having one of these accounts!
In a High Yield Savings Account you could be earning between 4-5% interest on your savings. That's more than $600/year on a $15,000 Emergency Fund.
While that's not going to make you rich. It's more than that savings account you got when you opened your checking account.
Looking for an account? Check out the HYSA we use from Discover
 
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💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here

86 | Budgeting for Beer Money - Vices That Have a Grip on Your Wallet

Talking about personal vices, like how much we drink, is taboo enough.
But asking someone how much they spend on their drinking? That's a whole 'nother level of real talk.
Most people aren't too eager to know how much they spend on things they're not exactly proud of...
From beer and wine to drugs and clubs. If you're not honest about how much you spend on these things, you're setting yourself up for failure.
🙅‍♂️🙅‍♀️ Most financial experts would never talk to you about this. That's exactly why we knew we had to.
 
In this week's episode of the radmoney podcast we share about
Our Beer Money Savings Challenge
Dealing with an Identity Crisis - "Am I a 'Heavy Drinker'?"
Showing up as Your Best Self
Ways to Reflect on Your Habits
Suggestions for Habit Change
 
If you need help overcoming addiction, please seek professional help and find treatment near you - HERE.
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here

85 | What to do With Your Tax Refund - Monday Micro Money Tip

Don’t make this common mistake with your tax refund.
We give this one piece of advice to all of your clients when they expect any kind of windfall. Instead of deciding what you will do with the money after you get it. Have a plan for how you will use the money.
Regardless of how much money you will get, you should have a plan for how a windfall can help you reach your top financial goal. Listen to learn more about this strategy!
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here

84 | How We Organize Our Finances to Make Managing Money a Breeze

Want to make it easier to manage your money? Start by getting your finances organized and creating a system that is simple and easy to use! 
 
One of the top challenges people face with their finances is lacking a system that makes financial decisions easy. Instead most people tend to overcomplicate and overthink their approach. 
 
But if you want to pay off debt, save money, or invest more than you need a simple, easy to use system to manage your finances.
 
In this episode we’re sharing how we organize our finances to make managing money an absolute breeze!
 
You need the right tools 5:19
Understand your Cash Flow 9:45
Calculate your Net Worth 11:03
Organize and streamline financial accounts 14:46
 
STEAL OUR STRATEGY
Take the course CASH FLOW FREEDOM FRAMEWORK
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here

83 | How to Make Money Dates Sexy - Monday Micro Money Tip

Can your weekly money meeting (date) with your spouse actually be a way to connect? Absolutely!
This weeks Micro Money Tip is all about how to get financially intimate with your spouse and make your money dates sexy!
We share what to focus during your money date, how to frame the conversation and some ideas for what to do after the meeting has concluded... ;-)
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here

82 | Financial Intimacy: How Budgeting and Paying off Debt Improved our Marriage

When we decided to get serious about our finances, pay off our debt and reach Financial Freedom - we had no idea the benefits it would bring to our marriage!
 
Of course there were the obvious benefits that motivated us to protect our marriage. Less stress, fewer arguments and having the freedom to travel more. 
 
But what we didn’t know was how learning to work together toward a challenging goal was going to help our marriage not just survive, but thrive!
 
What we realized much later was that through the process we cultivated Financial Intimacy in our relationship. Rather than financial issues being something that pushed us apart, it brought us together. All the while building trust, learning to communicate effectively, and other “soft skills” necessary to reach financial goals.
Financial Intimacy helps you connect with your spouse
Financial Intimacy and reaching Financial Freedom
Getting through challenges 
Discussing financial needs and values
Budgeting negotiations and building trust
 
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CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here

81 | When is the Right Time to Talk About Money in a Relationship? - Monday Micro Money Tip

Whether you're openly talking about it or not, you're communicating your values around money from the very first date. From the car you drive, to what you wear and where you go, you're sending and receiving signals about your financial habits and values.
But when do you start talking about money more directly and what do you talk about? 
As Financial Coaches for Couples we share our opinion on when and how to bring up the topic.
Plus some personal dating horror stories of how things can go terribly wrong when you aren't conscious of your finances on the dating scene.
 
DID YOU FIND THIS EPISODE USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
 
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here