radmoney | Money Management for Millennial Married Couples with Financial Coaches Rebecca & Dylan

9 | This is Keeping You From Earning a Higher Income

We’re your hosts Rebecca Brooks & Dylan Pollock - husband and wife -  in work and in life. This week we’re talking all about the connection between your finances and your career.
While most people see it as a one way street - having a career to earn money. There is actually a very strong connection between your financial wellbeing, your performance at work and your mobility to pursue new opportunities.
When you are in debt, living paycheck to paycheck. You’re not only stressed and distracted at work. But you’re unable to advocate for yourself, set boundaries with bosses, and so much more! 
 
TIMEMARKS:
Intro
Living Paycheck-to-Paycheck 3:13
How Financial Stress Hurts Earning Potential 5:49
Taking Control of your Financial Life 10:55
Benefits of Being a Financially Empowered Employee 11:36
Employers Need to Invest in Financial Wellbeing of Employees 17:09
How to Flip the Power Dynamic 18:57
First Things First 19:30
Increase Your Cash Flow 21:30
Save a "Screw You Fund" 22:32
Recap of the Steps 24:48
 
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💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
 

8 | Do Women Need Their Own Financial Advice?

We’re your hosts Rebecca Brooks & Dylan Pollock - husband and wife -  in work and in life. In this episode we explore the idea that women need their own financial advice. Discussing the financial challenges women face and trying to answer the question - is financial advice for women different from men?
"Women need their own financial advice" is a message we see more and more over the past few years. As champions for women's financial empowerment, we have worked to understand why that is. Both for our clients and our own edification. In this episode we openly discuss the concepts and reveal what we have found to be true.
So instead, we suggest asking bigger questions. 
What are the “unique needs of women” from finance and other industries?
What role do men play in women's financial empowerment?
What questions do we as a society need to be asking? 
 
TIMEMARKS:
Intro
What Financial Challenges Are Women Up Against? 5:15
Wage Gap 6:14
Child and Elderly Care 7:30
Longer Life Expectancy & Survivorship 12:27
Insurance & Healthcare Bills 13:44
Women Do NOT Need Unique Financial Tips & Advice 16:23
Women Need Healthcare Reform 17:31
Women Need Career Planning 18:38
Saying Women Need to Solve the Problems is Sexist 19:45
THE MAIN POINT 20:50
Individuality and Hyper Independence 22:50
Getting Women Interested in Finance 24:20
Women are Dominating the Workforce 28:43
Conclusion 31:38
Men Call to Action 32:50 + 35:15
Message to Financial Advisors 33:15
Women with Wealth do Good 37:15
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
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7 | The Real Reason Student Loans Are a Problem - That No One Is Talking About

When it comes to student loans it's easy to strictly think about the financial side of the equation. Most people, especially those who are currently repaying their student loans, understand the financial burden. It's far easier to run the numbers and see how student loans hurt your ability to save and build wealth. But what about the emotional burden of student debt on borrowers? What impact does student loan debt have on your health and ability to reach life milestones?
We’re your hosts Rebecca Brooks & Dylan Pollock - husband and wife -  in work and in life. In this episode we discuss the biggest reason we feel that student loan debt is such a problem - that no one else is really talking about. That is the mental, emotional and physical burden of having student loan debt. We dive deep into our personal stories with student loan debt, and share why we believe it’s so important to make a plan to pay off debts that are holding you back as soon as possible.
TIMEMARKS:
Our stories with student loan debt
Dylan’s Story
Rebecca’s Story
Making Big Financial Decisions, Without a Financial Education 9:15
The Hidden Costs of Student Debt 11:13
Delaying Life Milestones 12:23
What if you Pay off loans and they are forgiven? 14:54 (edit depending on ruling)
If you owe more than forgiveness 15:42
Take control of your student loans 17:12
Tax Bombs 19:19
After the debt is gone 20:37
Building Wealth While in Debt 22:38
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💰 Take the FREE Course for Couples Building Wealth in 2024
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6 | Is Financial Equality in a Relationship Important?

We’re your hosts Rebecca Brooks & Dylan Pollock - husband and wife -  in work and in life. In this weeks episode we're discussing Financial Equality!
Is Financial Equality in a Relationship Important?
What role does Financial Equality play in how you manage money in your marriage?
For most people when they think of Financial Equality they think of splitting expenses 50/50 or needing to contribute equal amounts financially to the relationship.
But in our experience as a couple, and of course as Financial Coaches, we have a unique perspective on Financial Equality and what really matters when managing money as a couple. In this episode we discuss managing your money together and how Financial Equality is more about equal involvement than dollar for dollar contribution.
TIMEMARKS:
Til Death do we Split the Check
Fair or Fear? 9:12
Red Flags 9:32 + 11:32
Relationship Role Models 10:35
Your Relationship is not a Business Transaction 13:22
Income and Gender Roles 15:21
Women Who Make More Money 16:00
Reduced to an Income 22:44
Keeping a Scorecard 25:31
Impact of Relationship on Money and vice versa 26:52
Equal involvement 28:36
How to Have Financial Equality 30:26
Client Story 36:26
Strengthening the Relationship 38:05
Parents as Role Models 41:16
 
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💰 Take the FREE Course for Couples Building Wealth in 2024
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5 | How Investing in Your Relationship Can Help You Reach Financial Goals - Valentines Day | Special Episode!

We’re your hosts Rebecca Brooks & Dylan Pollock - husband and wife -  in work and in life. We know first hand that working together as a couple navigating finances, can be tough...So this week on the radmoney podcast we focused on how investing in your relationship with your husband/wife helps you work together to reach your shared goal of Financial Freedom!In the spirit of St. Valentine we share some of our experiences as a couple in life and in business, and our favorite ways to invest in our relationship year round!
Because when we were working our way to Financial Freedom, we found that investing in our relationship was just as important as paying off debt. We intentionally invested time, energy and money into our relationship and focused on growing together.
Of course this helped us have an even better relationship. But investing in our relationship also led to us reaching our goal of Financial Freedom faster!
Ways to Invest in Your Relationship
Managing Money Together
Listening to Podcasts
Reading Books Together
Daily Quality Time
Vision Board
Couples Retreats
Links mentioned in the Show
Huberman Lab
The Inner Work Book
Our Bookshop and Reading Lists
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
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4 | Top 5 Money Challenges & How to Overcome Them

We’re your hosts Rebecca Brooks & Dylan Pollock - husband and wife -  in work and in life.
Today we’re digging into the Top 5 Money Challenges, and sharing tips about how you can overcome them.
- - -Can you relate to any of these challenges?
Regardless of our backgrounds, we all have internal narratives and mental roadblocks that hold us all back. As Financial Coaches we help our clients overcome these top money challenges.
In our experience, everyone deals with at least one of these Money Challenges at some time or another. Our goal is to help you overcome obstacles and start making the progress you want.
In classic radcoaches style - these challenges have less to do with the “How - To '' side of personal finances. Instead, we focus on our human nature and the mental habits of financial success.
In This Episode We Discuss - - -
The Top Money Challenges People Face
Waiting to get Started
Overcomplicating Things
Looking for Unicorns
Lacking Priorities
Working Together
Steps to overcome each Money Challenge
 
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💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
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3 | How to Make Sure You Reach Your Money Goals in 2023

Did you set a New Year Resolution to improve your finances in 2023? According to multiple studies, approximately two-thirds of Americans make plans to improve their finances in the year ahead. But if you want to be successful, you need to set strong financial goals and have an intentional action plan.
We’re your hosts Rebecca Brooks & Dylan Pollock - husband and wife -  in work and in life. Over the years we've mastered effective and sustainable habit change.
So in this episode of the radmoney podcast - we are telling you exactly what steps you need to take so that you reach your money goals. We share what we have learned in our experience as Professional Financial Coaches about what works and what doesn't for setting and reaching financial goals in the new year!
You don’t want to miss this episode - where we cover…
How to Have The Right Mindset for Financial Success
The Science of Setting Effective Goals
How and Why Connecting with Your Future-self Matters
Suggestions & Tools to Help You Reach Your Money Goals
Resources From The Episode:
Annual Review Workbook
Using a Vision Board for Your Financial Goals
Retirement Contribution Limits in 2023:
401(k), 403(b), most 457 plans, and Thrift Savings Plans: $22,500
Total contributions to all Traditional IRAs and Roth IRAs: $6,500
($7,500 if you're age 50 or older)
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CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
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2 | Can Money Buy Happiness?

We’re your hosts Rebecca Brooks & Dylan Pollock - husband and wife -  in work and in life.
If you’ve ever thought to yourself “I’d be happy if I just had more money!” - you’re not alone! But the answer isn’t straightforward.
In this episode we explore:
How much money do you need to be happy?
How money can have a positive or negative impact on other areas of your life.
Plus things you can do to be happier right now!
Studies referred to in the podcast
https://www.nature.com/articles/s41562-017-0277-0
https://www.princeton.edu/~deaton/downloads/deaton_kahneman_high_income_improves_evaluation_August2010.pdf
https://www.ted.com/talks/michael_norton_how_to_buy_happiness
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💵 Book your FREE Financial Strategy Session
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1 | Our Story: Choices that lead us here

We’re your hosts Rebecca Brooks & Dylan Pollock - husband and wife -  in work and in life. In this episode we share our personal story.
How we found ourselves here producing this podcast - has been defined by the choices we have made that've paved our path and lead us to this point! So we felt a great way to start on this journey would be to help you get to know us a bit. To tell you our personal journey and try to answer a common yet complicated question - - "Why should you listen to us or care what we have to say?"
 
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CONNECT WITH US!
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Introducing: The radmoney podcast!

Does the world really need another money podcast?
We asked ourselves the same question before starting this project.
But this isn’t just another “how-to” for your finances - full of jargon, judgment, shame or guilt.
radmoney will change the way you think and act! It’s casual, practical, passionate and candid!
Because you don’t need more “tips” - you need a better understanding of yourself, and how money plays a role in your life.
Every episode will be about our habits, behaviors, relationships, the psychology of money - and so much more!
We're your hosts Rebecca Brooks & Dylan Pollock! We’re partners in life, and in business, and we’re so excited to share our combined knowledge with you!
So if you’re ready to get real with yourself, and take an honest look at how money is at play in your life and in the world around you. You're in the right place.
This journey may not be easy but it is necessary if you want to be in control of your finances, live the life you want, and have a positive impact on the world!
Episode 1 drops March 23, 2022!
Make sure to hit the follow button and Follow us on Instagram so you never miss an episode!
Follow us @radcoaches
Want to learn more about us and Financial Coaching?
Head over to our website to learn more. www.radcoaches.com