radmoney | Money Management for Millennial Married Couples with Financial Coaches Rebecca & Dylan
Do you and your spouse want to reach Financial Freedom and start building wealth together, but you’re not sure where to start? Have you tried to budget and pay off debt, yet still struggle to see your Net Worth actually increase? We’re Rebecca and Dylan - husband and wife turned Financial Coaches specifically for Married Couples. We created this is the podcast to help you and your spouse get on the same page about one of the toughest topics you will face in your marriage! Tune in every Monday for a Micro Money Tip that you can implement and make immediate progress with your financial strategy. On Wednesdays we dive deep into topics to help you and your spouse manage money together in a way that improves your relationship and helps you build wealth. --- www.radcoaches.com Personal Finance for Couples | Money and Marriage | Marriage and Finance | Relationship Advice | Finance Podcast
Listen on:
Episodes
Wednesday Jul 26, 2023
Wednesday Jul 26, 2023
You have probably heard of different types of debt described as “Good” or “Bad”, but what does that really mean and how does it impact your financial decisions?
In this episode we explain what is meant when people say “Good or Bad Debt” while exposing the flaws of analyzing financing decisions this way. We share why we think this view is oversimplified and doesn’t take enough information into consideration to be helpful.
Instead we offer a better way to evaluate your debt that will more accurately determine if you should or shouldn’t take out that loan.
TIMEMARKS:
What is Good or Bad Debt? 2:47
Conventional “wisdom” on Good and Bad Debt 3:20
What is Considered Good Debt? 4:18
What is Considered Bad Debt? 5:23
A Better Way to Evaluate Debt 10:19
DID YOU FIND THIS TIP USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
Monday Jul 24, 2023
Monday Jul 24, 2023
Monday Micro-Money Tip - where we give you one tip to improve how you manage your money in under 5-minutes, every Monday.
This week we're talking about the best way to pay off debt! This is a common question we get from clients, and a classic debate in the personal finance world. In this episode we share which approach to paying off debt we think is the clear winner of this contest and most importantly - - WHY!
RESOURCES
[BLOG] How to Get Out of Debt
Should I Help My Spouse Pay Off TheirDebt?
The True Cost of Student Loan Debt
DID YOU FIND THIS TIP USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
Wednesday Jul 19, 2023
Wednesday Jul 19, 2023
YES - you can be better with money and improve money management skills, without using a budget!
Budgets can feel restrictive, or downright intimidating for a lot of people. So if you feel some resistance to the idea of starting to budget - this episode is a great place to start!
If however, you're already a budgeting nerd like us. These tips will help you be even better! Improving both your money mindset and your money management.
TIMEMARKS:
Budgets Focus on Spending Habits 3:25
Money Mind Blocks 7:02
3 Ways to Be Better with Money Without a Budget 8:02
DID YOU FIND THIS TIP USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
Monday Jul 17, 2023
Monday Jul 17, 2023
Monday Micro-Money Tip - where we give you one tip to improve how you manage your money in under 5-minutes, every Monday.
This week we're talking about one of the most underrated pieces of credit advice - Freezing your credit to protect yourself against fraud, and identity theft.
Plus a few other credit optimizing tips to help improve your credit score for free, without obsessing over it!
RESOURCES
Check Your Credit Report(s)
Freeze Your Credit
Experian
TransUnion
Equifax
DID YOU FIND THIS TIP USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
Wednesday Jul 12, 2023
Wednesday Jul 12, 2023
"HELP! It's Amazon Prime Day - but I'm trying to cut back online shopping and save more money!"
Online Shopping these days is too easy and with things targeted ads, it's more tempting than ever! And it adds up quick. Hurting your budget, adding to debt and crushing your dreams of Financial Freedom.
With over 25-combined years in retail, marketing, consumer behavior, and personal finance - we share a few truths about online shopping that are keeping you trapped.
Of course it wouldn't be a radmoney podcast if we didn't share a few actions you can take to reel in your online shopping, reduce spending and you can reach your financial goals!
TIMEMARKS:
Special Savings 1:00
Amazon Prime Day 1:43
Shopping on Amazon is Too Easy 2:37
Amazon Prime vs. Non-Member 3:22
How Amazon Pushes Impulse Shopping 6:44
Amazon and Your Dopamine System 8:37
Value Shopping on Amazon 11:43
Tips to Spend Less on Amazon 15:00
DID YOU FIND THIS TIP USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
Monday Jul 10, 2023
Monday Jul 10, 2023
Welcome to our new series - Monday Micro-Money Tips! We're giving you one financial tip in under 5-minutes, every Monday.
This week we're talking about the best savings accounts for your Emergency Fund, how they work and why this saving account is so better than all the rest!
RESOURCES
Open a High Yield Savings Account with Discover
DID YOU FIND THIS TIP USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
Friday Jul 07, 2023
Friday Jul 07, 2023
It’s finally summer which means it’s time for road trips, fun at the beach, and days at the lake!
But a summer filled with good times can get expensive quick. So how do you balance reaching your money goals with enjoying your summer vacation? No worries- we have you covered!
Travel is a HUGE part of our lifestyle and our story. We’ve crossed this country more than a few times, and we’ve learned a thing or two about stretching a travel budget for weeks!
From camping our way across the country, to top resorts and bed and breakfasts in over 30 states - we know a thing or two about having a great time traveling while sticking to a travel budget.
In this episode we share practical tips anyone can and should use to make their money go further for summer travel!
TIMEMARKS:
Travel Longer on Less 0:45
Putting Travel in Your Financial Freedom Roadmap 1:45
Millennials Traveling on Credit Card Debt 4:04
Money Saving Travel Tips 6:53
RESOURCES
Get GasBuddy *use our Code EDY5G5F
Join AAA
Money Saving Travel Blog
Millennials Traveling on Credit Card Debt
- - -
DID YOU FIND THIS TIP USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
Wednesday Jul 05, 2023
Wednesday Jul 05, 2023
Have you ever listened to the podcast and wondered how a married couple of Financial Coaches think about money?
Maybe you’ve thought “What would it be like to be a fly on the wall for their Money Dates?”
If you’re curious about our values, what we spend our money on, and what OUR financial goals are - we share all in this episode!
We had tons of fun recording this episode using the conversation starters in the Couply App! The app for couples to improve communication, connect on a deeper level and strengthen their relationship!
TIMEMARKS:
Financial Q&A with R&D - 3:23
How Important is Having Money to You? - 4:39
What Are 3 of Your Financial Goals? - 9:49
What is One Financial Habit You Admire About Your Spouse? - 13:05
How Can We Get Aligned If We Have Money Disagreements? - 16:29
How Much Are You Allowed to Spend Without Discussing It? 18:44
What’s a Big Ticket Item You Would Love to Buy? 19:40
How Could We Improve Our Use of Money? 24:42
18 | How to Talk About Money with Your Spouse (Without it Turning Into an Argument)
Download Couply and Save 30% *this is an affiliate link
DID YOU FIND THIS TIP USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
Wednesday Jun 28, 2023
Wednesday Jun 28, 2023
Whether you’re working on your relationship with money...
Want to have better money conversations with your spouse...
or you’re an Entrepreneur who loves listening to Founders stories…
This episode with Tim Johnson from Couply has a little bit of everything! Relationship advice, financial tips and a Founders story all in one!
Filled with personal stories, lessons learned *some the hard way* and how managing money as a couple really is worth the investment. We know you’re going to love this conversation!
TIMEMARKS:
Exclusive for radmoney listeners - 0:55
Meet Tim Johnson from Couply - 2:55
The Mission Behind Couply - 3:58
The Tim Johnson and Couply Origin Story - 4:28
Relationships are Worth Investing In - 7:19
What Makes a Good Relationship? - 8:37
The Role of Money in Relationships - 15:01
Financial Inequality - 20:40
Financial Boundaries - 24:26
Saving More vs. Earning More - 27:51
Tim's Tips for Increasing Your Income - 30:38
Successfully Managing Money in a Relationship - 32:52
Couply Facilitates Tough Conversations - 43:18
FOLLOW UP WITH TIM
Download Couply and Save 30% *this is an affiliate link
DID YOU FIND THIS EPISODE USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
Wednesday Jun 21, 2023
Wednesday Jun 21, 2023
Are you FI-Curious? Maybe you've heard about the FIRE movement and want to learn more about it and if it's for you?
In this episode we explain and discuss the 5 Levels of Financial Independence. Detailing the differences between each one, plus how you can start working toward them.
We also discuss the importance of integrating Life Design into your financial strategy. Explaining how your present and future lifestyle should be a primary focus when you’re deciding which level of Financial Independence you want to work toward.
Stay tuned til the end where we share about our personal journey to Financial Independence!
TIMEMARKS:
Are you FI-Curious? 2:18
What is Financial Independence? 4:19
5 Different Levels of FIRE - 5:07
Coast FIRE - 5:41
Barista FIRE - 8:42
Lean FIRE - 12:55
FIRE and Life Design -16:21
Traditional FIRE - 18:41
FAT FIRE - 21:52
Our Journey to Financial Independence - 24:46
RESOURCES
0% Capital Gains Tax for Married Couples
DID YOU FIND THIS TIP USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here
*This information is meant to educate and does not replace tax or investment advice. We suggest you continue to research for yourself and continue learning, so that you may decide what is best for you. We strongly recommend that you consult with a financial advisor/planner or tax professional to assist you in understanding all investment and/or tax implications.