radmoney | Money Management for Millennial Married Couples with Financial Coaches Rebecca & Dylan

105 | Our Step-by-Step Holiday Spending Plan

Are you looking to avoid debt or financial stress this holiday season? Then you need a spending plan that goes beyond the gift list! 
In this episode, we share 4 valuable conversation starters to help you and your spouse get on the same page and get clarity on what's most important to you both.
What's your favorite holiday memory? (ever of when you were young)
What is most important / matters most to you during the holidays?
Pretend it's January and you're looking back on how much you spent for the holidays. How much are you OK with spending, and how much starts to make you feel stressed out?
Why is sticking to the budget we make important to you personally?
Then we go through our step-by-step holiday spending plan to make sure we've planned for all the hidden expenses that come along with the holiday season!
Get your copy of the Debt Free Holiday Cheatsheet HERE!
 
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💰 Learn About Our Program The Journey to Financial Freedom
💰 Become a Client Success Story >> Book a Zero-Pressure Discovery Call
 

104 | How We Make Sure To Have a Stress-Free Holiday Season

The holiday season is here and that can be a big shock to our wallets and bank accounts. That is why we're sharing 5 things we do as a couple to make sure we have a stress-free holiday season every year!
In this episode, we share ways to avoid accumulating holiday credit card debt and start the New Year strong! We provide 5 actionable strategies to manage holiday finances proactively. From setting realistic budgets to cash-flowing expenses, avoiding extreme cutbacks that trigger feast or famine cycles, and identifying core family values to make intentional spending decisions. 
 
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CONNECT WITH US!
📸 Follow us on Instagram @radcoaches
💰 Learn About Our Program The Journey to Financial Freedom
💰 Become a Client Success Story >> Book a Zero-Pressure Discovery Call

REPLAY - Do You Trust Your Spouse With Money?

Trust and managing money with your spouse go hand in hand. Which is why this week we’re prompting you to ask yourself - Do I trust my spouse with money, and does my spouse trust me with money?
 
Building trust with another person takes time and most of us aren’t really sure exactly how it’s done. We’re definitely not conscious of the sneaky ways we reveal that deep down - we don’t trust our partners with money. At least as much as we like to tell ourselves we do.
 
But just as others might think this topic is off limits - to us that means it’s fair game. Because some of the problems that you may be having in your marriage when it comes to managing money and making financial decisions together, might be rooted in an issue with trust.
 
CONNECT WITH US!
📸 Join the $1M Net Worth Challenge on Instagram @radcoaches
💵  Become a Client Success Story >> Book a Free Consult! 
💰 Take the FREE Course for Couples Building Wealth

|REPLAY| 5 STEPS - How to Talk About Money with Your Spouse

Do you want conversations about money with your spouse to improve?
Does getting your partner to talk about money feel like pulling teeth?
Even though you talk about money often, would you like it to be easier, even fun?
 
- - -
In this episode, we are giving you 5 tips to help you have better money conversations with your spouse and start building financial intimacy in your marriage.
 
Because believe it or not, conversations about finances can actually be exciting when they’re focused on opportunities and designing your life together!
 
Even better - these tips don’t just work for conversations about finances. These principles can help you make any difficult conversation easier. Especially conversations that require a lot of trust and vulnerability.
 
CONNECT WITH US!
📸 Follow us on Instagram @radcoaches
💵  Become a Client Success Story >> Book a Free Consult! 
💰 Take the FREE Course for Couples Building Wealth

|REPLAY| Are you Guilty of Financial Infidelity?

Many of us are guilty of committing Financial Infidelity on one way or another. When you think of Financial Infidelity you probably think of big, dramatic offenses like living second lives and gambling addictions. But there are many subtle ways you could be committing Financial Infidelity that cause big problems in your relationship. 
In this top episode, we tackle this spicy topic and share our perspective as a married couple who's guilty of financial infidelity - and as Financial Coaches for Married Couples!
RESOURCES:
SNL Skit
How to Start A Money Fight in Under A Minute
Keeper Password Management
Credit Reports (Please never pay for one)
Episode 18 | How to Talk About Money with Your Spouse (Without it Turning Into an Argument)
 

REPLAY |19| Want to be Financially Independent? 3 Habits to Get You There

You don't want to retire. You want Financial Independence. It comes when you have enough money that work becomes optional.
 
So how do you get there? What does it take to become financial independent? You need 3 financial habits.
 
In this episode we breakdown the difference between retirement and financial independence. How liabilities are preventing your from building wealth. The importance of your cash flow, and why you have to pay yourself first.
 
After listening to this episode - you will never think of money management the same way again! Once you adopt these habits you and your spouse will be well on your way to Financial Freedom, building wealth and eventually Financial Independence. 
 
Join the $1Million (1Million Penny) Challenge!
📸  Instagram @radcoaches
 
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
🤑 Take the course CASH FLOW FREEDOM FRAMEWORK
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here

REPLAY |68| Want to Build Wealth with Your Spouse? Start HERE!

You want to do more than just pay the bills and save a little every month.
You want to see serious growth in your Net Worth!
In this episode we share 3 things that every couple needs to master so they have more money every month!
Financial Flexibility
Communicate about Money
Respect & Understanding
 
RESOURCES:
18 | How to Talk to Your Spouse About Money (without it turning into an argument)
Get the book from the episode: Thriving in Love and Money Book by Jeff and Shanti Feldhahn
 
DID YOU FIND THIS USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
 
CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here

REPLAY |23| Travel More This Summer Without Breaking the Bank

It’s finally summer which means it’s time for road trips, fun at the beach, and days at the lake!
 
But a summer filled with good times can get expensive quick. So how do you balance reaching your money goals with enjoying your summer vacation? No worries- we have you covered! 
 
Travel is a HUGE part of our lifestyle and our story. We’ve crossed this country more than a few times, and we’ve learned a thing or two about stretching a travel budget for weeks! 
 
From camping our way across the country, to top resorts and bed and breakfasts in over 30 states - we know a thing or two about having a great time traveling while sticking to a travel budget.
 
In this episode we share practical tips anyone can and should use to make their money go further for summer travel!
 
RESOURCES
 
Get GasBuddy *use our Code EDY5G5F
Join AAA
 
Money Saving Travel Blog
Millennials Traveling on Credit Card Debt
 
- - - 
DID YOU FIND THIS TIP USEFUL?
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CONNECT WITH US!
💵 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth in 2024
❓Ask radcoaches - submit your question here

Life & radmoney Update

With our business growing and being in a very busy season of our lives - we've decided to take a break from recording new episodes.
As we focus on serving our clients, we're taking a step back from long-form content. But we're committed to continue providing free resources that help you improve your financial life. So we will be returning late Summer - early Fall with new episodes!
In the meantime - we will be re-publishing top episodes and listener favorites, and we hope you'll connect with us in other ways.
Oh and if you haven't already, subscribe to the show to learn how to effectively manage money with your spouse and build real wealth in 2024-2025!
 
CONNECT WITH US!
📸 Follow us on Instagram @radcoaches
💵  Become a Client Success Story >> Book a Free Consult! 
💰 Take the FREE Course for Couples Building Wealth

103 | Optimize Your Income with This One Budget Tip - Monday Micro Money Tip

Make the most of your money and optimize your income by using this slept on budget strategy!
 
Ready to master money management once and for all?
Get access to the exact tools our clients use to optimize their income and build wealth in the Cash Flow Freedom Framework
 
DID YOU FIND THIS EPISODE USEFUL?
📸 Share this episode and tag us on Instagram @radcoaches
 
CONNECT WITH US!
💰 Book your FREE Financial Strategy Session
💰 Take the FREE Course for Couples Building Wealth
💰 Learn About Our Program The Journey to Financial Freedom
💰 Become a Client Success Story >> Book a Free Consult!