radmoney | Money Management for Millennial Married Couples with Financial Coaches Rebecca & Dylan

120 | Life Style Trends for Your Debt Free Journey

120 | Life Style Trends for Your Debt Free Journey
Living Debt Free is a lifestyle choice that drives your daily financial decisions. But when you're deciding how to spend your money, it's usually about more than how much something costs.
You want to feel confident about what you buy and feel like it was a good use of your money!
This week we're sharing 5 lifestyle choices that help us make better financial decisions. Using these frameworks for buying decisions helps us spend money intentionally. Now, we make wiser choices about purchases on a regular basis and have learned how to make our money go further!
Listen to this week's episode for inspiration on ways to view your daily financial choices and start to better align your money with your values.
 
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119| Are you Wasting Money on These Things? [Plus Ways to Save BIG!]

As you can imagine, we’ve reviewed a lot of people's budgets and through that experience we’ve learned a lot about what people waste their money on every month! 
 
As Financial Coaches, we would never tell you how to spend your money. But our job is to help you review your spending habits and help you make changes that allow you to put your money to better use and eventually put more money in savings and investments.
 
In this episode we’re sharing 3 things we see over and over in clients' budgets that they want to change! They feel like these are a waste of money and recognize there is room for improvement. We also share a new trend we’ve started to see in budgets that we personally think is a mistake - unless you’ve already taken a few other steps first.
 
Plus we’ll share strategies that you can implement today to make positive change and start saving money immediately!
 
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118 | Non-Negotiables for Every Couples Budget

If you want to have fun and freedom while also managing money as a married couple - you need to know about these non-negotiables for your budget!
 
These categories are all about putting your relationship first and ensuring that your spending plan supports your goals as a married couple, as well as each other as individuals.
 
Without these essentials, you run the risk of prioritizing your financial goals over your relationship which, believe it or not, will sabotage your financial progress!
 
So listen and then apply what we teach in this week's episode about these must-haves for your budget!
 
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117 | Why Automated Budgets are Absolute Trash

If you feel like your budget isn’t cutting it - it’s not you. You just need a better tool! 
 
At first glance, automated budgeting apps sound great. They’re marketed as being convenient and the best way to manage your money! But in our opinion these budgets have a lot of drawbacks and actually take more time to use. (at least if you want to make progress!)
 
As Financial Coaches we know what it takes to help people be better with money. Sadly, most automated budgets are the opposite of what you need to reach your financial goals.
 
In this episode, find out why automated budgeting tools might be the problem and why you’re not reaching your goals. Learn a few ways you can try to get more out of them, or what tool you should use instead!
 
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116 | More Money Won’t Solve Your Problems - Here’s What Will

Most people think all their financial problems would go away if they just made more money. It's true, making a higher income can help you reach your goals faster. In fact, to build wealth you need a strategy that helps you pay off debt, save and invest - while also increasing your income. 
But without the strategies we talk about in this episode, the extra money won't have the impact you want.
This week we’re sharing strategies you need to make sure that the money you earn is put to work. So that when you surpass the 6-figure income mark - you can reach Financial Independence fast!
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💰 Learn About Our Program The Journey to Financial Freedom
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115 | The Only Fair Way to Manage Money as a Couple

You want to manage money with your spouse in a way that feels fair. So you keep accounts separate and split expenses 50/50. You Venmo money to your spouse for your half of the rent and they send you their share of dinner last night.
 
There’s just one problem - - despite this “equal” arrangement  - - you both still feel frustrated about how money is being used. One of you feels behind and is struggling to keep up. The other feels like they’re being held back and wants to do more.
 
What’s the solution? How do you manage money in a way that feels “fair” to both of you? Does how much you financially contribute in a relationship actually matter?
 
In this episode we dive into what it means to manage money in a way that is fair and you both feel like equals. Because it’s not about how much you contribute or splitting bills 50/50 - it’s about making financial decisions together and treating each other with respect.
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💰 Become a Client Success Story >>Book a FREE Strategy Session Now!
💰 Learn About Our Program The Journey to Financial Freedom
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114 | Feeling Behind With Your Finances? This Ones for You!

"You are so behind.”
“You should have paid off your student loans by now.”
“You should have more money saved and invested by this point."
 
We all have moments where we feel like we’re behind and should be further along. But if you let those thoughts take over, you’ll find yourself stuck, unable to make progress.
 
Of course, we’re not immune to this experience ourselves. In fact, this episode was inspired by Dylan “feeling behind” at the beginning of the year. Because of that familiar feeling we’ve all dealt with - we're sharing exactly how we get out of a “funk” and close the gap between where we are and where we want to be.
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💰 Become a Client Success Story >>Book a FREE Strategy Session Now!
💰 Learn About Our Program The Journey to Financial Freedom
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113 | Preparing Your Finances to Start a Family

A lot of millennial couples have the goal of starting a family one day. But many choose to delay or postpone because they feel as though they can’t afford it!
In this episode we’re sharing 5 steps you can take to prepare your finances to start your family.
 
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|REPLAY| He’s in Scarcity - She’s in Abundance | Different Money Mindsets in Marriage

Resharing one of our most Downloaded episodes of all time!!
Do you and your spouse struggle to see eye-to-eye when it comes to how you manage your money?
Have you ever wondered why your husband or wife uses money the way they do?
It may be an issue of having a different Money Mindset than your spouse!
For us, our different views on money started to clash early on. From how much we felt comfortable spending on date night, to setting goals as a couple to one day buy our first home. We didn’t know it at the time but we were dealing with two very different money mindsets.
This definitely created challenges in our relationship and our marriage. Early on we struggled to understand why it felt like we were speaking a different language when it came to managing money, dreaming big and designing a life of abundance! 
Listen to how we overcame these challenges and started to work together in this week's episode of radmoney - the finance podcast for Millennial Married Couples!
 
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112| How to Get on the Same Page and Stop Fighting About Money [for good]

When we got engaged we had completely different money mindsets. That made it frustrating to put together a plan to pay off debt, save money and invest - or even talk about money!
But when we implemented these strategies, we got on the same page about money and stopped arguing. We were finally able to put a plan together that we both felt comfortable with and even excited about! 
We went from feeling stressed, anxious and frustrated. To feeling understood, respected and cared for in a way that allowed us to focus on taking action! 
In this week's episode, we're giving you 5 steps to get on the same page about money. So you and your spouse can stop fighting about money for good!
 
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 CONNECT WITH US!
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💰 Learn About Our Program The Journey to Financial Freedom
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